I recently had to renew my mortgage, and went through Keith Baker, the best mortgage broker on the market! He searched around and found a great deal, then an even better one. I had originally asked my bank, whom I had been dealing with for the last 15 years if they could give me a good rate considering our past relationship. They didn't even come close to what Keith found for me. I think so many people would just renew with their bank without seeing what else is out there. There is no extra cost for you to go through Keith. I have full confidence in Keith Baker and have recommended him to my family, clients, friends and colleagues. He is professional, personable and keeps all your information very confidential.